Consumers have rights to fight back against big banks when they lose their debit card disputes.
What Banks Are Required to Tell You—And What to Do If They Don’t When you dispute an unauthorized transaction on your debit card, the Electronic Fund Transfer Act (EFTA) gives you powerful rights. One of the most overlooked—but most important—of those rights is your right to an “explanation of findings.” This isn’t optional. If your […]
Debit card disputes can be stressful, especially when unauthorized transactions or errors impact your financial stability. Fortunately, provisional credits offer a temporary lifeline, allowing you to access disputed funds while the bank investigates your claim. But how do provisional credits work, and what should you expect during the process? This guide will walk you through
Provisional Credits Explained: What to Expect During a Debit Card Dispute Investigation Read More »
Debit cards have become a staple in modern financial transactions, offering convenience and ease of access to funds. However, this convenience comes with a set of risks that consumers must navigate. Debit card fraud is a growing concern, with thieves employing various tactics to exploit unsuspecting users. In this extensive guide, we will discuss common
Common Debit Card Fraud Scenarios and How to Protect Yourself Read More »
When unauthorized transactions appear on your debit card or bank account, the stress can be overwhelming. Most people trust their bank to investigate and resolve the issue quickly, but what happens when the bank fails to do its job? Unfortunately, some financial institutions neglect their legal obligations under the Electronic Fund Transfer Act (EFTA), leaving
Can You Sue Your Bank for Failing to Investigate Fraud Properly? Read More »
In an era where digital transactions are becoming the norm, debit card fraud has also seen a rise. Fraudsters are using increasingly sophisticated methods to access personal and financial information. Fortunately, there are proactive measures you can take to protect yourself from becoming a victim. Here are the top five tips for preventing debit card
Top 5 Tips for Preventing Debit Card Fraud in Today’s Digital Age Read More »
Debit card fraud is a growing concern in today’s digital landscape, affecting millions of consumers worldwide. As technology advances, so do the tactics employed by fraudsters. Understanding the legal ramifications of debit card fraud is essential for anyone who wants to protect their financial interests. This blog will explore what constitutes debit card fraud, the
The Legal Ramifications of Debit Card Fraud: What You Need to Know Read More »
Debit card fraud is a significant concern in today’s digital age. With unauthorized transactions occurring often without a physical card, understanding how to safeguard yourself from debit fraud is crucial. Fraud methods such as skimming, phishing, and card-not-present attacks are on the rise, making financial security and consumer protection more important than ever. Key takeaway:
How to Shield Yourself from Debit Card Scams ? Read More »
Debit card fraud occurs when an unauthorized person uses someone’s debit card to make transactions or withdraw funds. This type of fraud can lead to significant financial loss and stress for victims. Scammers use various methods such as skimming, phishing, and hacking to capture your card information, so it’s important to stay vigilant. Key takeaway:
Debit Card Fraud: How to Recover and Prevent It from Happening Again Read More »
Debit card fraud is a growing concern that can have devastating effects on your financial security. When criminals gain unauthorized access to your debit card information, they can quickly deplete your bank account, leaving you scrambling to recover lost funds. If you find yourself a victim of debit card fraud, it’s crucial to act swiftly.
How to Protect Yourself from Debit Card Fraud: A Lawyer’s Guide Read More »
The financial world has changed, with the shift from person-to-person transaction to person-to-online application transaction. Financial technology (fintech) companies offer various forms of financial applications in the market, which make financial transactions easy and fast, without queuing and all in real-time. Slowly closing are financial institutions housed in huge buildings, where everyone is ruled by
How to Win a Dispute with MoneyLion Read More »
